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Get Pre-Qualified

You can get pre-qualified online in just ten minutes!  

Once all financial matters are in order and you've examined your credit record, pay a visit to a lender - mortgage company, savings and loan, bank or credit union. Lenders can translate the results into a manageable amount and determine the types of mortgages that are right for you.

This pre-qualifying meeting should be free of charge, and you are not obligated to use the first lender. When you are ready to negotiate a loan, talk with several lenders. Bring tax returns, salary stubs and other financial data to the meeting, along with your calculated net worth and monthly cash-flow assessments.

Receiving pre-qualification or pre-approval from a reputable lender strengthens your negotiating position. It shows agents and sellers you are serious.